Yellow Interiors works in partnership with Plus Finance – the UK’s market leader in offering finance packages to businesses buying furniture or refurbishing their working environments.

We want to offer our clients a cost effective alternative to using cash resources for a project offering the following specific benefits:

It can be cheaper than paying cash!

If you pay for the furniture and refurbishment of your building from your cashflow, only a limited percentage is allowable for tax purposes. Because of the ‘intangible’ elements, the Revenue only allows you to claim capital allowances against approximately 60% of the project. However, if you lease the works, the repayments are 100% allowable unlike any other form of finance such as a bank loan. This 100% allowance on payments makes leasing the most tax efficient method of refurbishing a building and can WORK OUT CHEAPER THAN PAYING CASH!

Overcome budget limitations

Make the most of your budget by spreading the cost over 2, 3, 4 or 5 years and acquire the solution that meets your needs fully, rather than that which your budget dictates. You can pay monthly, quarterly or annually, from your Revenue Budget, to suit you.

Ease cashflow

Take the strain off your cashflow and budget for one easy fixed cost for your total requirements. Payments can be made monthly, quarterly or annually to suit your business.

Finance everything

You can include all aspects of a fitout plus different types of equipment on one lease schedule.

Preserve borrowing power

Other lines of credit from your bank or other finance houses remain intact for other credit needs. In addition, leasing can ease the strain on your working capital and provide finance with no deposit therefore leaving you with more reserves to invest in profit making activities. In addition to which, leasing is far more cost effective than bank borrowing as loan payments do not attract 100% allowances.